Making Smart Education Loan Decisions
Sunday, 08 February 2026
1:30 AM EST
Zoom
Financing an international education is one of the most significant financial decisions a student and their family will make. While education loans enable access to global opportunities, borrowing without a clear plan can lead to long-term financial stress that extends well beyond graduation. This session focuses on helping students understand how to approach education loans strategically—beyond just getting a loan approved. Drawing on real-world insights, the session will break down key factors that influence the true cost of borrowing, including lender choice, interest rates, collateral requirements, and moratorium periods. Participants will learn how small differences in loan terms can translate into substantial financial impact over time, how interest accrues during the study period, and why comparing options across lenders is critical. The session emphasises planning, informed decision-making, and aligning loan choices with long-term financial realities. By the end of the session, students will be better equipped to evaluate education loan options, ask the right questions, and build a borrowing plan that supports—not hinders—their future goals.
Understand the true cost of education loans beyond approval and interest rates
Learn how to compare lenders, loan terms, and repayment structures effectively
Avoid common borrowing mistakes that impact long-term finances
Make informed decisions on collateral, moratoriums, and repayment planning
Gain expert insights on financing your education abroad
Get practical advice tailored to student and parent concerns
Stand a chance to be part of an exclusive lucky draw
EduMate is a specialized education loan aggregator service tailored for students aspiring to study abroad. The platform streamlines the process of securing education loans by connecting students with multiple lenders, allowing them to compare and choose from a wide range of loan options. With EduMate, students can access loan quotations starting at just 9.5% interest*, and avail unsecured loans up to INR 1.25 crores*-making it easier to finance their international education dreams. A standout feature of EduMate is its commitment to transparency and expert guidance. Whether students are just beginning their application journey or already have a loan sanctioned, EduMate offers a free expert evaluation to ensure they're getting the best possible deal. This empowers students to make informed financial decisions, minimizing the stress and confusion often associated with funding overseas education. By aggregating offers from leading banks and financial institutions, EduMate helps students compare interest rates, repayment terms, and loan features-all in one place. This comprehensive approach not only saves time but also ensures that students secure the most suitable and cost-effective education loan for their unique needs
Join the masterclass — it’s free and takes less than 30 seconds to register.
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